Tuesday, October 2, 2012

September month end

Last night my BF and I had our first month end talk.  For the past few weeks, we have been on a sort of spending fast, trying to curb our impulse buys.  We did pretty well actually, better than we expected for the first month.

All in all, we only had 2 impulse incidents.  The first was when we went to a festival with the kids.  We had planned a picnic lunch and brought water bottles to avoid kiosk junk food, but when we got there, we found out that there was a boil water advisory for the town.  The bottle we had brought lasted for most of the day, but on the way home we bought some drinks and baby carrots at the grocery store, grand total of 10$.  The other was when we were rushing between dropping off the kids and heading for an out of town event.  Neither of us had eaten lunch and we wouldn’t be served dinner until 8, so we made a stop at McDonald’s.

More importantly, we stayed within 50$ of our planned budget, and reduces our spending by over 200$ compared to last month.  Woo-freakin-hoo!

One other thing we noticed was that in total between the two of us we had made 15 trips to grocery stores, 15, in a month.  We decided that our next plan of action is to plan our meals better and reduce that by half.

I think the best part of this whole thing is that now that we are open about our finances, we are working as a team, which makes it a whole lot easier, kind of like having a workout buddy, but for your budget. 

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